three business colleagues happily working together in an office

Insurance agency lenders, dedicated to your agency’s goals.

A specialty lender with expertise in insurance agency lending and finance.

Working with a specialty lender...what does that mean?

When you think of borrowing funds, you may think of traditional lenders like a bank or SBA lender. We’re different. As a specialty lender, we loan exclusively to insurance agencies and we provide personalized, responsive service. We are not a broker. We lend our funds directly to agency owners.

Our focus on insurance agencies means we understand small to mid-sized agency business models really well. We’ve gained that understanding by working with hundreds of insurance agencies, providing them with millions of dollars in capital funding. And we bring our industry insights and knowledge to every conversation about an agency’s business goals and funding needs.

Our personalized approach means that you work with a dedicated Lending Advisor from application through funding, and we keep and service your loan in-house for the life of your loan.

Our culture is built upon flexibility and responsiveness. As a result, we can customize your loan to your needs, we can consider loans that might not meet a traditional lender’s requirements, and our funding process is quick.

You may be wondering, “does ‘specialty’ mean ‘more expensive’?” We offer a wide range of rates. Yours is determined by the value of your agency, your business and credit profiles and other factors that we cover in our initial conversation with you.

Start a funding conversation now.

You don’t have to wait until your growth plans are set to start talking to us about funding. Start a no-pressure conversation with us today to learn about the opportunities funding can create for you and your agency.

Our Team

Smiling Man

Peter Friedman

President

435-602-1755

Peter was the Vice President of Corporate Development for Loews Corporation (the corporate parent of CNA Insurance and other holdings), where he managed the strategy and M&A process for the corporate holding company and oversaw the activities of the subsidiaries. Prior to Loews, Peter was a director in the corporate strategy & development group at United Technologies Corporation, a partner at Oliver Wyman Consulting (formerly Mercer Management Consulting), and a professional airline pilot for US Airways. Peter holds an M.B.A. from the Tuck School of Business at Dartmouth College and received his B.S. in Geology with high honors from Bates College. He lives in Utah with his wife and three children.

Working With a Specialty Lender

Ken Jacquin

CFO

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Ken was most recently the Chief Financial Officer of Ragnar Holdings, an events management business where he managed finance and operations and was primarily responsible for acquisitions and strategy. Prior to Ragnar, Ken was a founding partner of Dolphin Capital Group, a Utah based private equity firm where he was responsible for the origination, management and realization of portfolio investments. Prior to Dolphin Capital Group, Ken was a Director in investment banking at Deutsche Bank in Baltimore, London and Tokyo. Ken started his career as a CPA with Coopers & Lybrand. Ken holds an M.B.A. from the Columbia Business School and received dual degrees in Finance and Accounting from the University of Delaware. He lives in Utah with his three children.

Smiling Man

Sam Laski

Sales Analyst

435-602-1760

Sam graduated from Bates College in 2024 with a degree in Economics, where he developed a strong foundation in economic theory and analysis. His academic journey took him to the University of Amsterdam, where he broadened his perspective on global economic issues. Now at AgileCap, Sam applies his skills as a Sales Analyst, working closely with the sales team to identify and evaluate potential new clients. Sam is passionate about staying active outside of work, whether it's playing hockey, mountain biking, skiing, or perfecting his golf swing.

Smiling Man

Jackson Frandsen

VP, Loan Placement

435-602-1761

Jackson brings over 15 years of experience in financial services, M&A strategy, and business consulting. A former corporate trustee and business negotiations executive, he also draws on his background as a former owner of a successful multi-line insurance agency, with more than 16 years as a licensed insurance professional.

He graduated from Utah Valley University’s Financial Planning and Wealth Management program, which is ranked among the top three programs nationally by WealthManagement.com (Nine Colleges with the Best Financial Planning Programs), just behind Texas Tech. Jackson leverages this foundation to help business owners improve enterprise value and secure optimal financing solutions through a consultative, data-driven approach.

Jackson enjoys mountain biking, kayaking, and spending time with his wife and four kids outside of work.

Smiling Woman

Lindy Owsley

Controler

855-514-1189

Lindy has worked as an accountant for several years for various businesses. In addition to an accounting degree from Southern Utah University, Lindy brings a wealth of experience in all aspects of accounting. She is excited to work with insurance industry professionals to help them realize their business goals. She also values the culture and team at AgileCap—a phenomenal group of people. Lindy’s free time is spent enjoying adventures with her family.

Smiling Man

Ed Sedillo

Underwriting Analyst

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Ed graduated from Silliman University in 2017 with a Business Degree, majoring in Economics. He began his career at KPMG Philippines, where he gained valuable experience in M&A Advisory, honing his skills in financial analysis, due diligence, and valuation.

Following his tenure at KPMG, Ed joined Universal Robina Corp., a leading snack food company in Asia, as a Corporate Finance Officer. In this role, he provided strategic finance, treasury oversight, and support to C-level executives. Currently, Ed is a Junior Underwriter at AgileCap, where he assists in assessing the creditworthiness of clients.

Outside of his professional endeavors, Ed is passionate about volleyball and cooking, and maintains his fitness through weightlifting and badminton.

Working With a Specialty Lender

Rens Barretto

Underwriting Analyst

855-514-1189

Rens previously held the position of Transaction Services Supervisor at Scrubbed Network Services, where they supported US firms in due diligence, preparing financial analysis, QoE analysis, and report writing. Prior to this role, Rens worked as a Transaction Advisory Services Staff at a local audit firm in the Philippines, preparing valuation reports, conducting market research, and performing due diligence for both buy-side and sell-side deals.

Rens began their career as an internal auditor for a bank in the Philippines, where they were involved in operating risk assessment and monitoring. Rens holds an accounting degree and is a Certified Public Accountant (CPA) in the Philippines. Outside of work, Rens enjoys visiting beaches and driving across the country.

Our customers have good things to say about working with us

We had an opportunity to purchase another insurance agency in our area but we didn’t expect how hard it would be to find a knowledgeable lender who’s able to underwrite a transaction with any sense of urgency. AgileCap funded our loan with speed. Their customer service and understanding of the growing pains of merging two entities was exceptional.

Rebecca Barens

CIC – Willow Insurance Group

AgileCap worked with our commission structure and mediated legal terms, so we could get our loan and add producers to our team.

Travis King

Riskpro Global Partners

AgileCap always makes fast decisions and offers speedy execution on deals that often times are difficult and cannot be handled by more traditional sources.

Sam Patterson

Springtree Group



Talk to a Lending Advisor

Or fill out this form and we’ll be in touch with you within 24 hours. No risk, no obligation.

Call (855) 514-1189


Why Now Might Be the Right Time to Purchase an Insurance Agency

In today's economic climate, uncertainty around interest rates is a common concern for many business owners. However, this uncertainty can also present unique opportunities, especially for an insurance agency acquisition. The moderate interest rate environment we are currently in and expect to be for the foreseeable future has caused agency pricing to come down. This unique situation of steady industry growth, moderate interest rates, and reasonable agency pricing will create opportunities for the next 12 months.

Learn More.

Cracking the Code: How Lenders Look at You and Your Agency

You have built a business that has significant value — recognized by lenders who understand the industry.

Learn More.

Interest Rate Outlook

As we look ahead to the next 12 months, understanding the trajectory of interest rates is crucial for insurance agencies intending to leverage debt to achieve growth goals.

Learn More.

Agilecap, LLC BBB Business Review