See what’s possible with our insurance agency funding.
Access $100,000 to $5M+ in insurance agency acquisition financing, start-up funding, perpetuation planning, or working capital loans — all customized for your goals.
Your terms are customized to your agency's business needs. Your rates are determined by the value of your agency and your business and personal credit profiles. Repay your loan monthly for up to 10 years.
You put a lot of work into building your book of business, whether you work with health, life, property, marine, individual, small business or commercial insurance. We understand that agencies don’t have tangible assets to use as collateral so we create loans based on the value of your book of business. As specialty lenders, we provide commission-based lending designed for insurance agencies — allowing you to access capital other lenders often can’t provide, while protecting your personal assets.
$820,000
Acquired a book of business that included new products and a key employee who brought expertise and opportunities for new product
cross-selling.
$576,000
Acquired a book of business that gave access to a new carrier and new products, offered at better rates.
$308,000
Paid off SBA loan in order to release liens on personal assets (such liens are a standard procedure for SBA loans)
Time to fund: 3 weeks
$650,000
Property, and Casualty Agency in TEXAS
Use of Funds: Acquisition
Business days to fund: 45
$2.93M
Property, and Casualty Agency in CALIFORNIA
Use of Funds: Acquisition
Business days to fund: 18
$90,000
Property, and Casualty Agency in OHIO
Use of Funds: Acquisition
Business days to fund: 40
$910,000
General P&C Agency MICHIGAN
Use of funds: Acquisition, Refi
2nd acquisition with AgileCap
Business days to fund: 30
$162,000
Allstate Agency OHIO
Use of funds: Acquisition
Business days to fund: 60
Loan terms, including rates, are determined by the value of your agency and your business and personal credit profiles. We customize your loans to your needs, we can consider loans that might not meet a traditional lender's requirements, and our proprietary funding process is quick.
Expert consult.
After an initial conversation with a Lending Advisor, we’ll understand your agency, your business plans and your financial needs. You’ll receive a term sheet from us in 24 hours.
Simple loan process.
Once you’ve agreed to the terms on your term sheet, your Lending Advisor will just need some basic financial documents to complete the loan process.
Quick fund delivery.
Once we receive your financial documents, your funds can be in your account in as little as 7 business days, ready to use.
Your agency grows and changes, and so do your financial needs. AgileCap supports agency growth and development through all stages and phases. Our flexible funding options can help you with cash flow as you get established, fund infrastructure as your firm expands or changes, and facilitate a smooth transition during succession planning. We have the experience and knowledge to support you with insurance agency loans for:
Mergers & Acquisitions
Marketing Plan
New Technology
Recruitment & Training
Bridge Loans
Succession Planning
Or fill out this form and we’ll be in touch with you within 24 hours. No risk, no obligation.
Call (855) 514-1189
In today’s dynamic business landscape, the ability to strategically manage your company’s capital structure is more than a financial exercise—it’s a catalyst for sustainable growth and resilience. At AgileCap, we specialize in guiding businesses through the complexities of capital structure optimization, helping leaders unlock value, manage risk, and seize new opportunities.
Some thoughts from our President and CEO These are uncertain economic times. Large and small business owners are closely monitoring …
At AgileCap, we understand that timing is crucial, especially when year-end goals and tax implications are at stake. Last December, we partnered with an independent insurance agency to provide a $300,000 book acquisition loan in less than 30 days.
