Outstanding Loans and Credit Tracker

Before you take on new financing, it’s essential to have a complete, accurate view of all the obligations your agency already carries. Many owners track their primary loan but overlook secondary debt, credit cards, lines of credit, equipment notes, merchant services advances, or seller notes, only to have those payments tighten cash flow at the worst possible time.

The Outstanding Loans and Credit Tracker gives you a single place to capture the core terms of each obligation: what it is, what you owe today, what you’re required to pay each month, and when it is expected to be paid off. Bringing these details together creates a clearer picture of leverage, fixed commitments, and near-term refinancing needs.

Once your debt is mapped in one view, you can make better decisions about next steps, whether that’s consolidating payments, planning for an acquisition, or simply ensuring new debt fits comfortably within the agency’s cash flow.

If you’d like assistance understanding your debt situation or exploring restructuring options, an AgileCap Lending Advisor can review it with you.