Why AgileCap

What does it mean to work with a specialty lender?

When you think of borrowing funds, you may think of traditional lenders like a bank or SBA lender. We’re different. We’re a specialty lender with deep expertise in insurance agency lending, acquisition financing, and business loans designed to help you achieve your agency’s goals. 

As a specialty lender, we provide loans to buy an insurance agency, expand operations, or strengthen your financial position. We loan exclusively to insurance agencies and deliver personalized, responsive service. 

We are not a broker—we lend our funds directly to agency owners.

A singular focus on insurance agencies

Our focus on insurance agencies means we understand small to mid-sized agency business models really well. We’ve gained that understanding by working with hundreds of insurance agencies, providing them with millions of dollars in capital funding. And we bring our industry insights and knowledge to every conversation about an agency’s business goals and funding needs.

• Our personalized approach means that you work with a dedicated Lending Advisor from application through funding, and we keep and service your loan in-house for the life of your loan.
• Our culture is built upon flexibility and responsiveness. As a result, we can customize your loan to your needs, we can consider loans that might not meet a traditional lender’s requirements—whether you’re seeking insurance agency acquisition financing for a merger or need working capital to fuel growth.
• You may be wondering, “does ‘specialty’ mean ‘more expensive’?” We offer a wide range of rates. Yours is determined by the value of your agency, your business and credit profiles and other factors that we cover in our initial conversation with you.

Meet the Team

Start a funding conversation now.