Personal Finance Statement

A Personal Financial Statement (PFS) provides a snapshot of your financial position by outlining what you own and what you owe. Lenders often use it alongside your agency's financial performance to evaluate overall financial strength and repayment capacity.

This tool helps you organize your assets, including cash, investments, real estate, retirement accounts, and other holdings, as well as liabilities such as mortgages, credit cards, and other debt obligations. Once completed, you'll have a clear view of your net worth.

Keep your PFS current and readily available so you're prepared when opportunities arise, whether you're pursuing an acquisition, refinancing existing debt, or seeking growth capital. If you have questions about what to include, our Lending Advisors are happy to help.