The Importance of Cash Flow to Insurance Agency Lenders During a Tough Economy
Thinking about insurance agency lending during an economic downturn.
Thoughts on how to grow your insurance agency
Articles and resources from AgileCap
Insurance Agency Acquisitions: How to Find Agencies for Sale
Growth is critical to the success of any insurance agency. You might be one of the increasing number of agency …
3 Steps to a Year-End Financial Review and Financial Planning for the New Year
The end of the year is more than just the bustle of the holidays. For small business owners, it’s also …
AgileCap’s Guide to Recognizing Bad Loans
We don’t want to see one more agency fall victim to predatory lending practices, so we offer this guide to "Recognizing Bad Loans" so agency owners can avoid the perils of ‘easy’ money and bad loans.
Leverage Your Assets for Growth: Insurance Agency Commission-based loans
Traditional lenders require fixed assets to back their loans. But specialty lenders like AgileCap consider your insurance agency’s book of business to be collateral.
What’s the Right Amount of Debt for Your Agency?
Taking out a business loan is a big decision, especially if you - like many business owners - are already carrying some debt.
Borrowing for Agency Growth: Understanding Good vs. Bad Debt
Borrowing money for growth can be a winning proposition if you borrow carefully and wisely. Whether it’s acquired for personal …
Spring Cleaning Your Agency Financials Will Save Time and Money
If you want funding quickly, be sure to prepare your financials before you apply. A wise woodsman who may have …
Specialty Lenders Provide a Valuable Alternative to Bank/SBA Loans
Traditional bank and SBA-backed loans may be the lowest-cost financing options available for insurance agency loans but there are some situations where you may need an alternative to a bank loan. As an agency owner, it’s important for you to understand the financing options available to you.
Getting Ready to Grow Your Business? Do Your Due Diligence Before Acquiring an Insurance Agency
If acquisition is part of your growth strategy, doing your due diligence homework will ensure you know exactly what you’re getting. “Buying a book of business requires careful planning and patience,”
