Blog

Thoughts on how to grow your insurance agency

Articles and resources from AgileCap

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Agency Success: Multiple Acquisitions

Two acquisitions in two years helped our client – a small town agency – produced a 25% increase in gross revenue.

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Top 20 Business Books for Insurance Agency Owners

As we approach summer, we thought we’d share some of our favorite business books with you so you can add …

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The Importance of Cash Flow to Insurance Agency Lenders During a Tough Economy

Thinking about insurance agency lending during an economic downturn.

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Insurance Agency Acquisitions: How to Find Agencies for Sale

Growth is critical to the success of any insurance agency. You might be one of the increasing number of agency …

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3 Steps to a Year-End Financial Review and Financial Planning for the New Year

The end of the year is more than just the bustle of the holidays. For small business owners, it’s also …

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AgileCap’s Guide to Recognizing Bad Loans

We don’t want to see one more agency fall victim to predatory lending practices, so we offer this guide to "Recognizing Bad Loans" so agency owners can avoid the perils of ‘easy’ money and bad loans.

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Leverage Your Assets for Growth: Insurance Agency Commission-based loans

Traditional lenders require fixed assets to back their loans. But specialty lenders like AgileCap consider your insurance agency’s book of business to be collateral.

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What’s the Right Amount of Debt for Your Agency?

Taking out a business loan is a big decision, especially if you - like many business owners - are already carrying some debt.

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Borrowing for Agency Growth: Understanding Good vs. Bad Debt

Borrowing money for growth can be a winning proposition if you borrow carefully and wisely. Whether it’s acquired for personal …

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Spring Cleaning Your Agency Financials Will Save Time and Money

If you want funding quickly, be sure to prepare your financials before you apply. A wise woodsman who may have …

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Why Now Might Be the Right Time to Purchase an Insurance Agency

In today's economic climate, uncertainty around interest rates is a common concern for many business owners. However, this uncertainty can also present unique opportunities, especially for an insurance agency acquisition. The moderate interest rate environment we are currently in and expect to be for the foreseeable future has caused agency pricing to come down. This unique situation of steady industry growth, moderate interest rates, and reasonable agency pricing will create opportunities for the next 12 months.

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Cracking the Code: How Lenders Look at You and Your Agency

You have built a business that has significant value — recognized by lenders who understand the industry.

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Interest Rate Outlook

As we look ahead to the next 12 months, understanding the trajectory of interest rates is crucial for insurance agencies intending to leverage debt to achieve growth goals.

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